Bank AI-benefit Credit Card (CMB Amex Engineer Card × MiniMax)
China Merchants Bank (CMB) — also MYbank, Ping An Bank, SPD Bank, Agricultural Bank of China (ABC), Bank of Communications (BOCOM), China UnionPay
New China Merchants Bank Amex Engineer Card holders get a MiniMax AI compute benefits package just for completing one small transaction via Alipay/WeChat Pay/UnionPay QR code: 1 month of Token Plan Max, 2 months of Token Plan Plus, or a Token Plan Plus + MaxClaw Basic combo, up to 1.8 billion tokens/month (M3 model)
Starting 2026-06/07, China Merchants Bank, MYbank, Ping An Bank, Shanghai Pudong Development Bank (SPD Bank), Agricultural Bank of China, Bank of Communications, and China UnionPay have all rolled out 'spend to get compute' AI debit/credit cards in quick succession, folding LLM memberships, token quotas, and cloud-service vouchers into card-opening benefits — the specific model and quota granted varies by issuing bank, card type, and promotion batch.
This is a new trend that only emerged in 2026, with terms changing quickly from batch to batch. If you've opened a credit or debit card with any of these banks in the past six months, there's a good chance an unactivated AI compute package is already included in your benefits — check 'My Cards → Benefits' in the app so you don't let it expire unused.